Personal Loan for Royal Government Official

A loan for personal uses with no collateral required exclusively designed for Government Official who has payroll account at Canadia Bank.

Features and Conditions
Interest rate per annum	16% for loan term from 1 year to 3 years 18% for loan term greater 3 years to 5 years
Loan amount	Maximum up to KHR 80,000,000
Repayment method	Monthly principle plus interest
Loan term	From 12 months to 60 months
Bank service charge	3% Upfront
Pre-payment charge	3% on the early settle amount in part or in full if early settlement during half of loan tenor (not more than 24 months), 1% thereafter if no any notice 30 days in advance before early settle in part or in full.
Late Payment Charge	27% p.a on monthly installment amount
Loan Repayment Schedule	Print at Bank Office (Can not Download from Canadia Mobile)
Late Payment Charge	Please refer to late payment charge above
Loan Disbursement	Automatic disbursement to a single personal account used to get salary
Loan Recall	When MOU between organization and CNB is canceled When borrower resigns from the current employer When borrower moderately breaches loan agreement terms and conditions When the organization stops disbursing salary through CNB Bank
Requirements	Valid National ID card/passport Government Official ID card Family book/residential book Guarantor and Sovannaphum life insurance coverage will be applicable if required

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to customer.

For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.