Home Loan

Loan finance to customer for the purpose to purchase or build residential home.
Features and Conditions
Description USD Home loan KHR Home loan
Purpose
  • Purchase a completed home (concrete building > 50% of total construction) Build/Improve a residential home by pledging any residential dwelling as collateral.
  • Refinancing a home loan from a different institution."
Type of collateral Hard Title of the home purchased
Interest rate per annum 8.5% 7.5%
Loan to value • Up to 85% for hard title
• Up to 70% for soft title
Loan amount ≥ USD10,000 or KHR Equivalent
Loan term Up to 300 months
Bank service charge Minimum 1%
Legal fee USD250 or KHR Equivalent
Property evaluation Free
Fire insurance Yes
Pre-payment charge Minimum 2% on partial or paid off amount for the first 3 years and 0% thereafter
Requirements
  • Valid National ID card/passport
  • Family book/residential book
  • Sale and purchase agreement/booking agreement (or proof of booking)
  • Proof of income/employment certificate/payslips/bank statements, and/or other relevant documents
  • Sovannaphum life insurance will be applicable if required

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to customer.
For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222 .

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Home Loan

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