Junior Account

It is never too early to start saving for your child’s future. With Canadia Bank’s Junior Account, parents will be able to manage funds for their child's future with exclusively high-interest rate earned, at the same time educate the child with financial literacy from a young age. The money invested in the account is held for the child until age 18.

Currency	USD	KHR
Interest rate per annum	≤ USD2,000 = 5.00% < USD10,000 = 5.25% ≥ USD10,000 ≤ USD100,000 = 5.50% > USD100,000 = 5.75%	≤ KHR20,000,000 = 5.25% ≤ KHR40,000,000 = 5.50% > KHR 40,000,000, ≤ KHR 400,000,000 = 5.75% > KHR400,000,000 = 6.00%
Interest payment	Every year (End of the year)
Minimum opening balance	USD50	KHR200,000
Minimum on-going balance	USD2,000	KHR8,000,000
VISA or Master Credit card	• Classic: USD13/Year • Gold: USD28/Year
Standing order (register/transaction) Fee	Free
Passbook	Free upon request only
Mobile banking	Free
Deposit	Unlimited
Withdrawal	Charge 0.10% of Debit amount or Minimum USD10
Access to open/close	All Canadia Bank branches
Early closure	USD100 charge if account closed within 12 months from opening date	KHR400,000 charge if account closed within 12 months from opening date
Account Closure Before Maturity (Junior turns 18 years old)	0.50% in USD	0.75% in KHR
Other benefits	Enjoy attractive interest rate 5% discount at Canadian International School Phnom Penh 25% discount at Dinosaurs Alive at Chrouy Chongva Satellite City Discount on selected facilities at CIS Roller Dome Credit card facility up to 80% of account balance
Insurance Coverage for Personal Accident by Dara insurance	Offer insurance with a USD 5,000 sum insured per year for Junior Account holders, covering accidents. Receive up to 10% of sum insured, or USD500 for medical expense per case, with additional coverage for snake, dog, cat, and insect bites, dengue fever and malaria. Enjoy a 50% discount on insurance for parents or guardians of Junior Account holders who purchase the insurance package from Dara Insurance.
Requirements	Junior/Kid Age below 16 years old Birth certificate and 2 passport-sized photos Parent/Guardian: 1. Local/Cambodian: At least 18 years old Original and valid passport or National ID 2. Foreigner At least 18 years old Original and valid passport with valid visa Proof of residence in Cambodia if he/she is domiciled or has a priniciple place of abode in Cambodia or is present in Cambodia for more than 182 days in any 12-month period in the current tax year Attached Resident Status: House rental contract or Certificate of residential address from authority or Hotel lease/bill including a minimum of 6 months tenor in the contract; or Employment Contract or Certificate of employment or Business license/certificate (if self-employed) => One of the above attached shall be at least a minimum of 6 months validity

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to clients. For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.

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Junior Account

Get in Touch

Junior Account

Canadia Bank Plc.

Customer Service Hotline:

(+855) 23 868 222