Junior Account

Start saving early for your child’s future with Canadia Bank Junior Account. Enjoy competitive interest rates while teaching financial literacy. Funds are securely held until your child turns 18.

Currency	USD	KHR
Interest rate per annum	≤ USD 2,000 = 3.80% > USD 2,000 ≤ USD 10,000 = 4.20% > USD 10,000 ≤ USD 100,000 = 4.60% > USD 100,000 = 5.00%	≤ KHR 20,000,000 = 4.20% > KHR 20,000,000 ≤ KHR 40,000,000 = 4.55% > KHR 40,000,000 ≤ KHR 400,000,000 = 4.90% > KHR 400,000,000 = 5.25%
Interest rate per annum	Effective starting from 1 January 2026
Interest payment	Every year (End of the year)
Minimum opening balance	USD50	KHR200,000
Minimum on-going balance	USD2,000	KHR8,000,000
Credit card	• Free first annual fee • Standard fees apply for the following year
Standing order (register/transaction) Fee	Free
Passbook	Free upon request only
Mobile banking	Free
Deposit	Unlimited
Withdrawal	Charge 0.10% of Debit amount or Minimum USD10
Access to open/close	All Canadia Bank branches
Early closure fee	USD 100 or equivalent if closed before child turns 18
Interest rate if closed before child turns 18	0.50% p.a for USD	0.75% p.a for KHR
Other benefits	5% discount at Canadian International School of Phnom Penh 25% discount at Dinosaurs Alive at Chroy Changvar Satellite City Discounts on selected facilities at CIS Roller Dome Credit card facility up to 100% of the deposit amount
Insurance Coverage for Personal Accident by Dara insurance	USD 5,000 accident insurance per year for Junior Account holders. Get up to 10% of sum insured (USD 500) for medical expenses per case, including bites, dengue, and malaria Parents/guardians enjoy 50% off Dara Insurance.
Requirements	Junior/Kid (Under 16 years old Birth certificate 2 passport-sized photos Parent/Guardian Requirements 1. Local/Cambodian: At least 18 years old Original and valid passport or National ID 2. Foreigner At least 18 years old Original and valid passport with valid visa Proof of residence in Cambodia (if staying in Cambodia for more than 182 days within any 12-month period) Accepted Proof of Residence such as House rental contract Certificate of residential address from local authority Hotel lease/bill with minimum 6-month stay Employment contract Certificate of employment Business license/certificate (for self-employed) => One of the above attached shall be at least a minimum of 6 months validity

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to clients. For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.

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Junior Account

Get in Touch

Junior Account

Canadia Bank Plc.

Customer Service Hotline:

(+855) 23 868 222