| Features and Conditions | ||
|---|---|---|
| Currency | ||
| Purpose | Housing related purposes:
|
|
| Type of collateral | Hard title | |
| Interest rate per annum |
|
|
| Loan to value | Up to 95% | |
| Loan amount | ≥ USD10,000 or KHR equivalent | |
| Loan term |
|
|
| Bank service charge |
|
|
| Legal fee | USD 150 or KHR Equivalent | |
| Property evaluation | Free | |
| Fire insurance |
|
|
| Pre-payment charge | A- Loan Amount ≤ 10K: • 3% on the early settle amount in part or in full if early settlement during half of loan tenor (not more than 24 months), 1% thereafter if no any notice 30 days in advance before early settle in part or in full. B- Loan Amount >10K • 3% on partial principal or paid-off balance in the first 3 years, charge 1% thereafter. • No charge thereafter if customer inform 1 month in advance before pay off or partial principal payment. |
|
| Mode of payment for monthly amortization |
Monthly principle plus interest |
|
| Late Payment Charges |
27% p.a on monthly installment amount |
|
| Requirements |
|
|
The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to customer.
For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222 .
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