Fixed Deposit Account

The benefits of Canadia Fixed Deposit lie in its flexibility. You can choose the tenure of your savings and how you want the interest to be paid, be it monthly or at maturity. Whichever tenure you choose, you can be confident that you will receive a competitive interest rate on your deposit.

Interest Credited At Maturity Monthly At Maturity
1 Month 0.75% p.a N/A N/A 1.00% p.a. 1.00% p.a
2 Months 1.00% p.a N/A N/A N/A N/A
3 Months 1.50% p.a 1.25% p.a 4.00% p.a 1.50% p.a 1.50% p.a
6 Months 2.75% p.a 2.50% p.a 5.00% p.a 2.50% p.a 2.00% p.a
9 Months 3.50% p.a 3.25% p.a N/A N/A N/A
12 Months 4.75% p.a 4.50% p.a 6.00% p.a 3.75% p.a. 2.50% p.a
24 Months 5.00% p.a 4.75% p.a 6.50% p.a N/A 3.00% p.a
• 6% withholding tax on the interest earned by Fixed Deposit for Resident taxes payer OR
• 14% withholding tax on the interest income earned by both Savings Account and Fixed Deposit for Non-resident
• The above information is subject to change without prior notice.

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Fixed Deposit Account

More Information

Currency USD KHR
Account opening balance USD500 KHR 2,000,000
Flexible interest payment • Monthly OR;
• On maturity date OR;
• At account closure
Fixed deposit certificate Free
Monthly account service Free
Account closure within 2 weeks from opening date USD10 or equivalence
Interest Rate of Savings Account applied
Withdrawals Not allowed for partial withdrawal
Access to open/close • All Canadia Bank Branches
• Internet Banking
• Mobile Banking
Benefit • Enjoy attractive interest rates based on flexible tenure
• Offer Credit card facility up to 80% of deposited balance
Requirements 1. Individuals aged 18 years old or over
2. Cambodian

3. Foreigner*

*Definition of Resident and Non-Resident Customer:

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without prior notice to clients.


1. What is Fixed Deposit?

It's an account that provides a fixed rate of return for the term of the product. With no monthly fees, you are guaranteed a specific amount at the maturity date provided.

2. What documents are required for opening Fixed Deposit?

The required documents for Fixed Deposit are:

- For individual

           -Original National ID for resident

            -Original passport and valid visa for non-resident

For corporate/organization

           - Business registration letter from Ministry of Commerce

           - License, Business Memorandum and company seal

           - Copy of board of director's passport or ID with specimen of their original signature and stamp

3. What is the maturity date of a Fixed Deposit?

The maturity date is the day the current term ends and the funds are now available to the customer for any changes. To find your maturity date, refer to your statement or your original certificate of FD.

4. Is there monthly maintenance fee for Fixed Deposit?

There is no monthly maintenance fee for Fixed Deposit.

5. What is the minimum balance for a Fixed Deposit?

The minimum balance for opening a Fixed Deposit is $500.

6. What is the maximum deposit that I can make to Fixed Deposit?

The maximum balance per Fixed Deposit account is unlimited.

7. Does my Fixed Deposit automatically renew at maturity date?

If you do not come to your home branch of opening account to close your account and get your principal money and interest rates, your FD will be automatically renewed to the same term at the current interest rate and at the time of maturity.

8. How can I close my account?

You can go to visit your home branch of closing account. There will be USD10 penalty fee for closing account within 2 weeks from the opening date. However, savings interest rate will be applied for pre-maturity withdrawal. Interests paid including tax shall be returned (prematurity withdrawal) if premature withdrawal of monthly interest payment Fixed Deposit is requested.

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