Fixed Deposit Account

Accumulate your money with Cambodia's largest and most trusted local bank, enjoy higher interest rates with flexible tenors.

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Term Deposit	USD		KHR		RMB	THB
Term Deposit	At Maturity	Monthly	Monthly	At Maturity Date
1 Month	0.75%	0.75%	1.25%	1.25%	1.00%	1.00%
2 Months	1.00%	0.75%	1.25%	1.50%	Not available	Not available
3 Months	1.50%	1.25%	3.75%	4.00%	1.50%	1.50%
6 Months	2.75%	2.50%	4.75%	5.00%	2.50%	2.00%
9 Months	3.50%	3.25%	5.25%	5.50%	Not available	Not available
12 Months	4.75%	4.50%	5.75%	6.00%	3.75%	2.50%
24 Months	5.00%	4.75%	6.25%	6.50%	Not available	3.00%

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Fixed Deposit Account

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Currency	USD	KHR	RMB	THB
Minimum opening balance	USD500	KHR 2,000,000	RMB10,000	THB40,000
Flexible interest payment	Monthly or at maturity date		At maturity date
Maturity options	• Auto-rollover principle only • Auto-rollover principle and Interest • Close at maturity
Deposit certificate	Free
Early closure	USD10 or equivalent and interest rate of Savings Account apply, If account closed within 2 weeks from opening date.
Withdrawals	Not allowed for partial withdrawal
Access to open/close	All Canadia Bank branches
Benefits	• Enjoy higher interest rate • Easy to manage your fund by choosing roll-over or close at maturity date • Offer VISA/master credit card up 100% limit of deposit amount
Requirements	1. Local/Cambodian: - At least 18 years old - Original and valid passport or National ID 2. Foreigner* - At least 18 years old - Original and valid passport with valid visa - Proof of residence in Cambodia if he/she is domiciled or has a priniciple place of abode in Cambodia or is present in Cambodia for more than 182 days in any 12-month period in the current tax year Attached Resident Status: - House Rental Contract or - Certificate of residential address from authority or - Hotel lease/bill including a minimum of 6 months tenor in the contract; or - Employment Contract or - Certificate of Employment or - Business license/certificate (if self-employed) ⇒ One of the above attached shall be at least a minimum of 6 months validity

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to clients.

For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.

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1. What is Fixed Deposit?

It is an account that provides a fixed rate of return for the term of the product. With no monthly fees, you are guaranteed a specific amount at the maturity date provided.

2. What documents are required for opening a Fixed Deposit Account?

The required documents for Fixed Deposit Account are:

◾ For individuals

o Original National ID for residents

o Original passport and valid visa for non-residents

◾ For corporate/organization

o Original and latest completed memorandum and articles of association

o Certificate of commercial registration/incorporation issued by Ministry of commerce or certificate of registration scanned with QR code

o Original board of directors resolution to appoint signatory(ies) and account condition

o Original and valid National ID or passport of all shareholders and directors

o Original and valid National ID or passport of all authorized signatory(ies)

o Business tax patent (if applicable)

3. What is the maturity date of a Fixed Deposit Account?

The maturity date is the day the current term ends and the funds are now available to the customer for any changes. To find your maturity date, refer to your statement or your original certificate of FD.

4. Is there monthly maintenance fee for Fixed Deposit Account?

There is no monthly maintenance fee for Fixed Deposit Account.

5. What is the minimum balance for a Fixed Deposit Account?

The minimum balance for opening a Fixed Deposit Account is $500.

6. What is the maximum deposit that I can make to Fixed Deposit Account?

The maximum balance per Fixed Deposit account is unlimited.

7. Does my Fixed Deposit Account automatically renew at maturity date?

If you do not go to your home branch where you opened your account to close your account and get your principal money and interest rates, your FD will be automatically renewed to the same term at the current interest rate and at the time of maturity.

8. How can I close my account?

You can go visit your home branch to close your account. There will be USD10 penalty fee for closing your account within 2 weeks from the opening date. However, savings interest rate will apply for pre¬-maturity withdrawal. Interests paid including tax shall be returned (pre¬maturity withdrawal) if pre¬mature withdrawal of monthly interest payment Fixed Deposit is requested.

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Fixed Deposit Account

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Fixed Deposit Account

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Canadia Bank Plc.

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