| Features and Conditions | |
|---|---|
| Interest rate per annum | 16% for loan terms of 36 months or less 18% for loan terms exceeding 36 months |
| Loan amount | Up to 10-month salary or maximum of up to $20,000 or equivalent |
| Repayment method | Monthly principal plus interest |
| Loan term | Up to 60 months |
| Bank service charge | Minimum $50 or 2% of approval limit |
| Application fee | $3 per application |
| Prepayment charge | If the early settlement is made during the first half of the loan term (up to 24 months), a fee of 3% of the settlement amount will be charged. After this period, a fee of 1% will be charged if no 30-day advance notice is provided before the early settlement, whether it is partial or full. |
| Loan Repayment Schedule | Printed version is available at any Canadia Bank Branches (Not available for download on Canadia Bank App) |
| Loan Disbursement | Automatic disbursement to Employee Banking Account used for receiving salary |
| Loan Recall |
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| Requirements |
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For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.

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