Drive off in your dream car sooner than you think with our Vehicle Loan with attractive rates, flexible terms, and personalized payment options just for you.
Features and Conditions
Description
USD
KHR
Interest rate per annum
Brand New Car
From 8.5% to 10.5%
*8.5% with collateral
Used Car
From 10.5% to 15.5%
Loan amount
Up to 80% of car price
Repayment method
Monthly principal plus interest
Loan tenure
Brand New Car
Up to 84 Months
Used Car
Up to 72 Months
Bank service charge
Minimum USD 250 or 1.50% of loan limit
Loan Disbursement
Automatic disbursement to a customer account
Block SETFO
Free
Pre-payment charge
If the early settlement is made during the first half of the loan term (up to 24 months), a fee of 3% of the settlement amount will be charged. After this period, a fee of 1% will be charged if no 30-day advance notice is provided before the early settlement, whether it is partial or full.
Car Insurance
Required
Loan Repayment Mode
Auto-deducted from the customer’s Canadia Bank account
Late Payment Charge
27% p.a on monthly installment amount
Requirements
Employee
Valid National ID card/passport
Family book/residential book
Valid driving license
Copy of land certificate as proof of residence
Must be employed for at least 3 months after probation and provide documents such as an employment certificate, payslips, bank statements, or other relevant documents.
Business owner
Valid National ID card/passport
Family book/residential book
Valid driving license
Copy of land certificate as proof of residence
Business license (base on type of business), if any
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