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Facility is designed to finance short-term or Ad hoc working capital requirementand optional on operating expense where borrowers are unable tomeet their day to day funding needs.”

FEATURE & CONDITION

Interest rate per annum	USD 5,000 to USD 50,000 > USD 50,000 to USD 500,000	Minimum 11.2% p.a. Minimum 9% p.a.
Repayment Method	Monthly Interest
Loan Term	12 month
Commitment Fee	1% p.a. of unused limit
Bank Service Charge	1% of loan approval in up front
Pre-payment	1% of loan pay off
Collateral Types	Hard Title/Soft Title

BENEFITS

• Easy and convenient application process
• Loan in Khmer Riel or USD or Thai Bath
• Competitive interest rate
• Accept Soft or Hard Title as collateral
• Long term loan tenor with one time service charge only
• Flexible repayment options
• Refinance without service charge
• Loan payments accepted at all Canadia Bank branches across the country without local transfer fee
• Access to other bank products and services, including Trade Finance Facilities
• Conveniently served by our 63 branches located nationwide

ELIGIBILITY

REQUIREMENTS


Personal Identification	• National ID/Passport (copied).
Address Identification	• Family Book/Resident Book (copied), • Letter of current address from local authority, and • Map drawing by loan officer
Income Identification	• Bank account statement/pay slips for at least last 06 months period, and • Valid employment contract/staff ID card.
Collateral Documents	• Ownership (title deed), or • Fixed Deposit certificate (for cash secured).


Personal Identification	• National ID/Passport (copied).
Address Identification	• Family Book/Resident Book (copied), • Letter of current address from local authority, and • Map drawing by loan officer
Business Identification	• Business License* (copied), • Patent (copied), and • Other documents (if required).
Income Identification	• Contract/agreement/invoice for trade products or services for at least last 6 months • Other unofficial financial reports (if any).
Collateral Documents	• Ownership (title deed), or • Fixed Deposit certificate (for cash secured).


Personal Identification	• National ID/Passport of CFO/CEO and all authorized signatories (copied).
Address Identification	• Map drawing by loan officer.
Business Identification	• Board of directors’ resolution on account opening and authorized signatories, • Board of directors’ resolution on CFO or CEO appointment, • Certificate of incorporation, • Business license* (copied), • Patent (copied), and • Other documents (if required).
Income Identification	• Bank account statement, • Contract/agreement/invoice for trade products or services for at least last 6 months • Audited/unaudited financial statements for at least last 06 months period.
Collateral Documents	• Ownership (title deed), or • Fixed Deposit certificate (for cash secured).

***The above interest rate and terms & conditions are subject to change at the bank's sole discretion without any prior notice to customer.

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HOW TO APPLY

For further information, please visit your nearest Canadia Bank Branch orgive us a call at (+855) 23 868222

*Terms and Conditions apply

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Overdraft Facility

FEATURE & CONDITION

BENEFITS

ELIGIBILITY

REQUIREMENTS

HOW TO APPLY

Canadia Bank Plc.

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