POSITION DESCRIPTION
The Head of SME Lending is primarily responsible for driving SME Lending business growth at Head Office, ensuring achievement of loan targets, portfolio quality, and overall business performances. The role also provides structured support to branches to enhance pipeline visibility, productivity, and portfolio growth, in alignment with the bank’s overall SME strategy.
DUTY & RESPONSIBILITY
- Lead SME lending teams at Head Office to achieve loan targets and overall business performances.
- Drive acquisition of high-quality SME customers and cross-selling of banking products.
- Manage and drive performance of SME Lending team through structured performance management monitoring and implement corrective actions when needed.
- Provides structured support to branches to enhance pipeline visibility, productivity, and portfolio growth, in alignment with the bank’s overall SME strategy.
- Ensure all lending activities under supervision comply with internal policies and regulatory requirements
- Ensure strong portfolio quality through effective credit underwriting and monitoring.
- Manage delinquency accounts and drive timely recovery actions
- Maintain portfolio quality in line with management targets through closely collaborate with NPL, legal and recovery teams to resolve problem accounts
- Address audit findings and ensure proper implementation of controls
- Provide coaching and capability development to improve team effectiveness
- Perform other duties as assigned by managements.
QUALIFICATION
- Bachelor’s degree in Banking & Finance, Economics, Business Administration, or related field (Master’s degree is an advantage)
- Minimum 5-7 years of experiences in Banking or microfinance, with strong exposure to SME/Commercial lending and portfolio management
- At least 3-5 years in a leadership role, managing teams and driving business performance.
- Strong understanding of credit analysis, risk management, and SME lending practices.
- Well established network within SME sectors and business communities
- Strong analytical and problem-solving skills, with ability to interpret financial and portfolio data for decision making.
- Good stakeholder management and communication skills, able to work cross functionally.
How to apply
Interested and qualified applicants should submit your updated Cover Letter and CV stating the position applied for with your current photo (4x6) through hr@canadiabank.com.kh
