POSITION DESCRIPTION
The incumbent is responsible for controlling the credit operations of the branches.
DUTY & RESPONSIBILITY
- Review 100% of all customer credit files based on the BQC criteria for selection.
- On the customer's business premises or operation to establish whether it is in operation.
- On the collateral, ensure that the collateral information provided in the credit proposal is accurate and the valuation is appropriate.
- Conduct a monthly surprise cash count at the branch's vault at least once a month.
- Conduct a review of pledged collateral at the branch's vault.
- To perform a sample credit review in a month.
- To perform spot checks and credit reviews at the branch.
- To conduct site physical collateral, review every 2 months for loan limits equal to 1 million dollars or greater.
- Ensure that all findings are reported appropriately and completely.
- Submit report to Manager/Head as agreed timeframe.
- Maintains the confidentiality of the bank and customer affairs in accordance with the bank's code of conduct.
- Must perform other duties as assigned.
QUALIFICATION
- Bachelor degree in Banking and Finance, Accounting, or other related fields.
- Fresh graduates with experience in the financial industry are preferred.
- At least 2 years of experience in the banking or MFI sector and at least 1 year of experience in the current position.
- Good spoken or written English.
- Highly motivated, committed, and good at communicating.
- Computer skills: MS Word, Excel, PowerPoint, Internet, and email.
- Being able to work under high pressure and deadlines.
How to apply
Interested and qualified applicants should submit your updated Cover Letter and CV stating the position applied for with your current photo (4x6) through hr@canadiabank.com.kh
