Overdraft Loan

With our OD, you can access to the short term bank fund to support your working capital with very flexible to your needs and you also can use it as your operation account (cash in / cash out) for your business
Overdraft Loan

Aggregate limit >USD 500,000 or equivalent with other currency
Acceptable collateral
  • All types of real estate (hard/soft titles) within 25 provinces and cities in Cambodia
  • Fixed deposit within Canadia Bank
  • Third parties (corporate or bank guarantees)
Loan tenor
  • Up to 12 months
Interest rate
  • From 7% p.a.
  • Interest calculation is based on daily utilization of O.D
Bank service charge
  • 1% p.a. upfront
Repayment Method
  • Monthly interest payment and pay off principal at maturity
  • Fast approval process
  • Free of charge on property evaluation
  • Free of charge on legal fee
  • Free of charge on CBC checking
  • Able to access transaction banking with more than 60 branches nationwide and can perform Mobile Banking and Internet Banking
  • Business/company must be operating for at least 2 years in Cambodia with a sustainable income
  • For company, copy of the following documents:
    • Company MOA
    • Certificate of registration
    • Valid patent and/or business license for the current tax year
    • Valid ID/passport of all shareholders
    • Financial statement for the last 2 years
    • Bank statements
    • Title deed
    • Other supporting documents such as invoices, purchase orders, supply agreements, leasing agreements, etc.
  • For individual, copy of the following documents:
    • Valid ID/passport
    • Residential/family book
    • Title deed
    • Valid patent and/or business license for the current tax year
    • Bank statements
    • Other supporting documents such as invoices, purchase orders, supply agreements, leasing agreements, etc.

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to customer.

For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.

Terms and Conditions, and Canadia Mobile Banking Terms and Conditions apply


Are you using loan with other banks or financial institutions with limit loan size, higher interest rate, limit repayment options, limit banking networks and you want to grow your business and get better loan conditions without paying refinancing cost? Now you can contact to us for consulting and planning your finance.

With Canadia Bank, we offer refinancing service without charging refinancing cost from you and you can choose our loan products which are fit to you.

Our Terms and Conditions


  •  A legal Business entity or individual
  • Business should be in operations for at least last 2 years
  • Have sufficient fund to cover monthly service repayment
  • Have legal collateral in soft or hard title deeds


  • Unregistered Non-profit Organization (NPOs) that is engaged in financial services/political activities
  • Non‐face‐to‐face customers
  • Unregistered money/currency exchange or value transfer services/businesses
  • Unregistered jewelry, gem and precious stone such as gold and diamond dealer or services/businesses
  • Casino, betting gaming, lottery/gaming service and/or other online business
  • Manufacturer or dealer of armaments—direct or intermediary
  • Crypto currency trading, investment or any other speculated digital/virtual currency
  • Purchasing and selling of sexual services or business such as prostitution and human trafficking for sexual purposes
  • Individuals/corporate/countries subject to sanctions, embargos or similar measures issued by the United Nations (UN), Office of Foreign Assets Control (OFAC), European Union (EU) or any equivalent sanction lists from both local authorities and international regulatory bodies
  • Individual/corporate known or suspected of being engaged in financial criminal activities, terrorism operation or terrorism sponsorship, human trafficking, drug trafficking, tax evasion or any activities that are prohibited by the law
  • Individuals or legal entity which is suspected of holding fake identity document or providing fake supporting document to the bank
  • Any other business/occupation which is prohibited by the Law or NBC’s prakas


Get in Touch

Contact Us

Overdraft Loan

How to apply

Please contact your nearest Canadia Bank branch for free consultation or contact our call center (+855)23 868 222/ 969 222 Or apply online via Internet Banking and Canadia Bank App.

Click here for our Loan Calculator

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