Overdraft Loan

An overdraft loan is an essential financial tool for small and medium enterprises, providing flexible, short-term financing to cover operational expenses and bridge cash flow gaps. It ensures your business always has quick access to working capital, allowing you to focus on opportunities for growth and expansion without worrying about temporary financial constraints. With this reliable safety net, you can maintain smooth operations and stay agile in a dynamic business environment.
Overdraft Loan
Features and Conditions
Loan Amount Up to 700,000 USD or equivalent with other currency
Loan Term Up to 12 months
Interest rate per annum Offer a very competitive interest rate
Bank Service Charge Maximum 1% of the loan amount
Collateral Accept both soft and hard title deeds
Repayment Method Monthly interest payment and pay-off the principal amount at maturity
Key Benefits
  • Short-term financing to increase your working capital
  • Easy to apply and fast approval process
  • Free property evaluation fee
  • Free legal fee
  • No penalty for early paid-off
Required Documents
  • Valid National ID card or passport
  • Family book or residential book
  • Proof of business ownership and income (i.e. business certificate, patent, bank statement or financial report, invoices...)
  • Collateral certificate must be under borrower's name
Eligible Criteria
  • Borrower must be over 18 years old
  • Business is operating for at least 1 year or longer
  • Good repayment record with Credit Bureau of Cambodia (CBC)
  • Good business or stable business with a positive income

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Overdraft Loan

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