Business

Corporate Loan

Corporate Loan Products are loans granted for business purposes to an individual or corporate borrowers.
Corporate Loan

Corporate Loans Details

Canadia Bank is a leading bank in providing corporate loan in Cambodia. We offer a wide range of products and services with very competitive and attractive terms and conditions to both individual and corporate’s customers. Our main products and services are:

Overdraft Facility (OD)

The facility is for short term financing or ad hoc working capital requirements and optional operating expenses when borrowers are unable to meet their day to day funding needs.

Main  product feature

Aggregate Limit

  • US$500,000

Currency

  • USD
  • KHR
  • THB
  • RMB

Interest Rate

  • Very competitive rate

Term

  • Up to 12  months,  and renewable  

Acceptable Collateral

  • Fixed Deposit
  • All type of real estate soft / hard  title within 25 cities  & provinces  in Cambodia
  • Third party, corporate or bank guarantees

Other benefit

  • Fast approval process
  • No properties evaluation fee charge
  • No Legal fee charge
  • No processing fee charge
  • No CBC fee charge
  • Fast transaction banking with 60  branches in Cambodia

Revolving Loan (RL)

RevolvingLoan is a short term loan is used to provide liquidity to businesses that havelong cash conversion cycle of up to 3-6 months in which their cash flow at theend of the cycle will be sufficient to repay back the loan.    

Main  product feature

Aggregate Limit

  • > US$500,000

Currency

  • USD
  • KHR
  • THB
  • RMB

Interest Rate

  • Very competitive rate

Term

  • Credit line of up to 12 months,  subject to renewal  

Acceptable Collateral

  • Fixed Deposit
  • All type of real estate soft / hard  title within 25 cities  & provinces  in Cambodia
  • Third party, corporate or bank guarantees

Other benefit

  • Fast approval process
  • No properties evaluation fee charge
  • No Legal fee charge
  • No processing fee charge
  • No CBC fee charge
  • Fast transaction banking with 60 branches  in Cambodia
  • Flexible repayment method 

Fixed Loan (FL)/Bullet Payment Loan (BPL)

Fixed Loan is a short term loan intended to be used for various working capital purposes. The repayment of the full amount of the principle will be settled on the maturity date.

Main  product feature

Aggregate Limit

  • > US$500,000

Currency

  • USD
  • KHR
  • THB
  • RMB

Interest Rate

  • Very competitive rate

Term

  • Up to 24 months, subject to  renewal  

Acceptable Collateral

  • Fixed Deposit
  • All type of real estate soft / hard  title within 25 cities  & provinces  in Cambodia
  • Third party, corporate or bank guarantees

Other benefit

  • Fast approval process
  • No properties evaluation fee charge
  • No Legal fee charge
  • No processing fee charge
  • No CBC fee charge
  • Fast transaction banking with 60  branches in Cambodia
  • Flexible repayment method 

Term Loan (TL)

A Term Loan is a long term loan intended for business’s capital investments to expand the business such as new machinery and equipment,and other long-term business related purposes.

The loan will be repaid back over time through monthly installments that are comprised of both interest, and principle.

Main  product feature

Aggregate Limit

  • US$500,000

Currency

  • USD
  • KHR
  • THB
  • RMB

Interest Rate

  • Very competitive rate

Term

  • Credit line of up to 120 months, with  grace period 12 months  

Acceptable Collateral

  • Fixed Deposit
  • All type of real estate soft / hard  title within 25 cities  & provinces  in Cambodia
  • Third party, corporate or bank guarantees

Other benefit

  • Fast approval process
  • No properties evaluation fee charge
  • No Legal fee charge
  • No processing fee charge
  • No CBC fee charge
  • Fast transaction banking with 60  branches in Cambodia
  • Flexible repayment method

Cash Back Loan (CBL)

Cash Back Loan offers the client liquidity without having tocompromise the return on their fixed deposit by using the fixed deposit as thecollateral for the loan.

Main  product feature

Aggregate Limit

  • > US$500,000

Currency

  • USD
  • KHR
  • THB
  • RMB

Interest Rate

  • Very competitive rate

Term

  • Up to 12 months or negotiation for  bank approval  

Collateral

  • Up to 90%

Other benefit

  • Fast approval process
  • No properties evaluation fee charge
  • No Legal fee charge
  • No processing fee charge
  • No CBC fee charge
  • Fast transaction banking with 60  branches in Cambodia
  • Flexible repayment method

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Conditions

Corporate Loan

At Canadia Bank, we understand that all companies are different. For more detail on the conditions and requirements for our business offerings, please contact us directly or visit one of our branches to discuss more about the range of corporate loan offerings available and the various conditions

Click here for our Loan Calculator