Cashback Loan

CBL is designed to offer liquidity without compromising on returns of customer’s deposits. The fixed deposit becomes the secured collateral and you still can earns interest on your fixed deposit.
Cashback Loan

Aggregate limit >USD 500,000 or equivalent with other currency
Acceptable collateral
  • Fixed deposit within Canadia Bank (LTV up to 95%)
Loan tenor
  • Starting from 2 month up to fixed deposit mature
Interest rate
  • Margin starting from 3% on top of prevailing rate of fixed deposit
  • Interest calculation is based on outstanding principal
Bank service charge
  • 1% p.a. upfront (Negotiable)
Repayment Method
  • Monthly interest payment
  • Monthly interest and principal installment or can align with your business cash flow via variety of repayment method
  • Fast approval process
  • Free of charge on property evaluation
  • Free of charge on legal fee
  • Free of charge on CBC checking
  • Able to access transaction banking with more than 60 branches nationwide and can perform Mobile Banking and Internet Banking
     -Valid ID/passport
     -Residential/family book
     -CNB fixed deposit certificate

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to customer.

For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.

Terms and Conditions, and Canadia Mobile Banking Terms and Conditions apply


Are you using loan with other banks or financial institutions with limit loan size, higher interest rate, limit repayment options, limit banking networks and you want to grow your business and get better loan conditions without paying refinancing cost? Now you can contact to us for consulting and planning your finance.

With Canadia Bank, we offer refinancing service without charging refinancing cost from you and you can choose our loan products which are fit to you.

Our Terms and Conditions


  •  A legal Business entity or individual
  • Business should be in operations for at least last 2 years
  • Have sufficient fund to cover monthly service repayment
  • Have legal collateral in soft or hard title deeds


  • Unregistered Non-profit Organization (NPOs) that is engaged in financial services/political activities
  • Non‐face‐to‐face customers
  • Unregistered money/currency exchanger or value transfer services/businesses
  • Unregistered jewelry, gem and precious stone such as gold and diamond dealer or services/businesses
  • Casino, betting gaming, lottery/gaming service and/or other online business
  • Manufacturer or dealer of armaments—direct or intermediary
  • Crypto currency trading, investment or any other speculated digital/virtual currency
  • Purchasing and selling of sexual services or business such as prostitution and human trafficking for sexual purposes
  • Individuals/corporate/countries subject to sanctions, embargos or similar measures issued by the United Nations (UN), Office of Foreign Assets Control (OFAC), European Union (EU) or any equivalent sanction lists from both local authorities and international regulatory bodies
  • Individual/corporate known or suspected of being engaged in financial criminal activities, terrorism operation or terrorism sponsorship, human trafficking, drug trafficking, tax evasion or any activities that are prohibited by the law
  • Individuals or legal entity which is suspected of holding fake identity document or providing fake supporting document to the bank
  • Any other business/occupation which is prohibited by the Law or NBC’s prakas


Get in Touch

Contact Us

Cashback Loan

How to apply

Please contact your nearest Canadia Bank branch for free consultation or contact our call center (+855)23 868 222/ 969 222 Or apply online via Internet Banking and Canadia Bank App.

Click here for our Loan Calculator Protection Status