Special promotion for Home Loan

Promotion Period

From 03 January to 30 June 2022

Terms and Conditions

Interest rate per annum

1. USD

• 6.88% for 1st​ year

• 8.% from 2nd year

2. KHR

• 6.00% for 1st year

• 7.50% from 2nd year

Loan to value

• Up to 90%

Loan amount

1. USD

• ≥ USD 20,000

2. KHR

• ≥ USD10,000 KHR equivalent

Loan term

• Up to 300 months

Purpose

• Purchase a completed home (concrete building > 50% of total construction)

• Build/Improve a residential home by pledging any residential dwelling as collateral.

• Refinancing a home loan from a different institution.

Type of collateral

Hard title of the home purchased

Bank service charge

• 1%

Legal fee

• USD 250 KHR equivalent

Property evaluation

• Free

Fire insurance

• Yes

• Free fire insurance for the second year if the customer has a satisfactory repayment record (no late payments) in the previous 12 months.

Pre-payment charge

• 3% on partial or paid off amount during first 3 years and no charge thereafter

Important information

Terms and conditions are subject to change at the Bank's sole discretion without prior notice to customers. For more information, please visit your nearest Canadia Bank branch, or visit here.