Special promotion for Home Loan

Make your dream home comes true with Canadia Bank Home Loan with 6.88% p.a for first year and simply required documents. Apply Now!

Promotion Period

From now until December, 31 2022

Terms and Conditions

 

Interest rate per annum

1. USD Home Loan 

• 6.88% for 1st​ year

• 7.88% from 2nd year

2. KHR Home Loan

• 6.88% for 1st year

• 7.88% from 2nd year

Loan to value

• Up to 98%

Loan amount

• ≥ USD 20,000 (USD Home Loan)

• ≥ USD10,000 KHR equivalent (KHR Home Loan)

Loan term

• Up to 300 months

Purpose

• Purchase a completed home (concrete building > 50% of total construction)

• Build/Improve a residential home by pledging any residential dwelling as collateral.

• Refinancing a home loan from a different institution.

Type of collateral

Hard title of the home purchased

Bank service charge

• 1%

Legal fee

• $150 (USD & KHR Home Loan)

Property evaluation

• Free

Fire insurance

• Yes

• Free fire insurance for the second year if the customer has a satisfactory repayment record (no late payments) in the previous 12 months.

Pre-payment charge

• Minimum 3% on partial or paid off amount for the first 5 years and 1% thereafter

Important information

Terms and conditions are subject to change at the bank's sole discretion without prior notice to customers. For more information, please visit your nearest Canadia Bank branch or click here.

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