Online banking is the term used by banks to describe banking that is performed over the internet. Online banking has its advantages over traditional banking. The most logic of these is that you can do your banking anytime of the day without leaving your house. Other benefits include less paperwork and easy access to your bank balance.
To access online banking a user logs into the bank website using a username and pass code. Online banking sites must have strong security, along with ease of use for the customer.
Security is extremely important when completing financial transactions online. With the dishonest preying upon the honest, we must exercise extreme caution with our personal and financial information. However, most online banking services are legitimate services that can save your time and money. Consider the following tips to protect your information while taking advantage of the great benefits online financing has to offer.
Phishing is a form of social engineering. Phishing (also known as carding or spoofing) attacks employ email or malicious websites to “fish” for users’ financial information, credit card details, and passwords. Normally attackers may send email seemingly from a reputable credit card company or financial institution that requests account information, often suggesting that there is a problem. When users respond with the requested information, attackers can use that confidential information to gain access to the accounts.
Phishing attacks use email messages and websites designed to look as if they come from a known and legitimate organization, in order to deceive users into disclosing personal, financial, or computer account information.
Canadia Bank sincerely requests that you read and implement the following instructions to protect yourself from Phishing.
1. Never respond to emails that request personal information
Canadia Bank or any of its representatives, never ask for your personal details through an email/phone. Nor will we ask for your password through any means, online or offline.
2. Always check the URL and the security certificate
Canadia e-Banking service is hosted on a secured site https://www.cnbebanking.com. When you click the login button do not forget to check the URL on the Address Bar. At anytime you can assure yourself of security by cross checking the security certificate. This can be viewed by clicking the lock icon on the status bar located at the bottom. Access to website of Canadia Bank Plc (www.canadiabank.com.kh) or open your web browser then access to the website of internet banking system (https://www.cnbebanking.com).
3. Avoid using cyber cafes to access your online accounts as they may be infected with viruses, Trojans or spyware, which tracks your activity, or worse, compromise your security.
4. Keep your computer secure by installing and regularly updating anti-virus software(s). Scan your computer regularly with antivirus to ensure that the system is virus/Trojan free.
5. Keep your password top secret and change often
Please do not reveal your username and/or passwords to any person – not even Bank staff – either intentionally or otherwise. Periodically change your passwords.
The Bank, on its part, uses 128-bit Secure Sockets Layer (SSL) encryption technology certified by VeriSign on https://www.cnbebanking.com to encrypt the information you send and receive online. This ensures that the information exchanged between your computer and the Bank's website is completely protected, and all details such as login username and password remain secret. For example, if you use Microsoft® Internet Explorer 7 to visit a website secured with an SSL Certificate that meets the Extended Validation Standard, IE7 will cause the URL address bar to turn green. A display next to the green bar will toggle between the organization name listed in the certificate and the Certificate Authority (VeriSign, for example).Another safe feature is the timed logout, which automatically terminates the session if it is not active for more than 15 minutes.
so that your information is protected as it travels across the Internet. Verify the web address begins with “https://” (the “s” is for secure) rather than just “http://.” Some browsers also display a closed padlock.
promising reward for providing your personal information or for updating your account details on the bank site.
Some sources may have hidden forms of spyware or viruses that compromise the security of your computer.
Never open attached files that have file extensions like .exe, .pif, or .vbs. Such files are usually dangerous.
Either shut down your PC or disconnect from the Internet.
of password protected websites when finished to prevent unauthorized access. Simply closing the browser window may not actually end your session.
We recommend that you avoid accessing https://www.cnbebanking.com via a public/shared computers, e.g. cyber cafes etc. If you do, clear your browser's history after each session so that your account information is removed.
Below are the lists of steps on how to clear your browser's cach, or you can use your browser's Help section: